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Banerjee, Rupsha R. ,  Khalai, D. ,  Galgallo, D. ,  Mude, Andrew G. ,  [Improving the Agency Model in distribution of Index Based Livestock Insurance (IBLI) – A study of Takaful Insurance of Africa] ,  Improving the Agency Model in distribution of Index Based Livestock Insurance (IBLI) – A study of Takaful Insurance of Africa