Credit Rationing and the Permanent Income Hypothesis
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Credit Rationing and the Permanent Income Hypothesis
En este documento se utilizan datos del Global Entrepreneurship Monitor 2012 (GEM) para estimar empíricamente los determinantes de la Intención de Emprender (IE) en Chile, entre los que se incluye la felicidad. Trabajos previos han estudiado indirectamente, y de manera muy general, el rol de la f...
En este estudio el principal objetivo es analizar tanto cualitativamente como cuantitativamente el impacto de una reforma tributaria en fases, es decir, de un aumento progresivo en los impuestos en la economía Chilena. Nuestros resultados indican que esta estrategia fiscal debiera producir dos ef...
The aim of this paper is to describe a study into Brazilian academic spin offs that are developing innovative products and services for the sports market, based on the triple helix model. The results show the characteristics of the products and services of the spin offs in the sporting field that...
This paper examines what constrains and what augments innovation in emerging markets, with a focus on the role of venture capital. It analyses what policy options are open to the government to facilitate innovation. To do this it looks at two country case studies: Brazil and South Africa
This study critically examines the transition process followed by a state-owned airline in a major IT migration project (introduction of novel electronic services). The change management process proposed by Kotter (1995) is examined in relation to the different phases identifed, based on an inter...
The ability to work in an interdisciplinary manner in order to respond to the creative challenges imposed by a complex and changing marketplace is an absolute necessity for professionals in modern day companies (CINDA, 2000), (OECD, 2005) where a product cannot be created by an individual alone. ...
There were identified four factors that determine the enterprising potential capacity of a pupil belonging to higher education centers (attributes of the entrepreneur, interpersonal capacities, capacities opposite to the risk and attitude of the entrepreneur). On having organized into a hierarchy...
The current advances in information and communications technologies developed new tools for retailers to innovate. In fact, the increasing computing capacity and the advancements in networking systems provided a new ubiquitous scenario that can be adapted for retailing in order to develop innovat...
One of the "social" features of the Chilean individual capitalization pension system is the minimum pension scheme. which guarantees its members a minimum pension irrespective of the funds they accumulate, with the only requirement of twenty years of social security tax payments. The purpose of t...
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