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This article examines commercial bank lending strategies for micro-enterprises and small and medium-sized businesses (SMEs) in Mexico, and the factors that promote or hinder lending in this segment. With this in mind, in 2011 a detailed survey was conducted of commercial banks operating in Mexico...


Padilla, RamónFenton Ontañon, RodrigoCommercial bank financing for micro-enterprises and SMEs in Mexico

Drawing on data from a survey of returning migrants, this study examines the factors behind the decision to launch a business in Loja, Ecuador. The possible explanations fall under various headings: demographic characteristics, work experience abroad, reasons for returning, current situation, int...


Alarcón, SilverioOrdóñez, JessicaEcuador: return from migration and entrepreneurship in Loja

Using World Business Environment Survey results for firms in 61 countries, together with country dummies that allow us to deal with observed and unobserved country-specific components, as well as with partial endogeneity, we explore the roles played by creditor protection (e.g. the enforcement of...


Galindo, ArturoMicco, AlejandroCreditor protection, information sharing and credit for small and medium-sized enterprises: cross-country evidence

Se estudian los factores relacionados con la decisión de realizar emprendimientos en Loja, Ecuador, a partir de una encuesta a retornados. Las posibles explicaciones se agrupan en: características demográficas, trayectoria en el extranjero, motivos del retorno, situación actual, “reemigración” y ...


Alarcón, SilverioOrdóñez, JessicaEcuador: retorno migratorio y emprendimiento en Loja

Policymakers often look for ways to attract foreign direct investment (FDI) by multinational corporations (MNCs). This paper estimates the impact of a programme, Costa Rica Provee, that seeks to increase backward linkages between small and medium-sized enterprises (SMEs) and MNCs in Costa Rica. T...


Leiva, Juan CarlosMonge Rodríguez, RicardoRodríguez-Alvarez, Juan AntonioThe impact on wages, employment and exports of backward linkages between multinational companies and SMEs

El objetivo de este artículo es estudiar la estrategia de otorgamiento de créditos a las mipymes por parte de la banca comercial en México, así como examinar los factores que la incentivan o la obstaculizan. Para ello, en 2011 se efectuó una encuesta detallada entre los bancos comerciales que ope...


Padilla, RamónFenton Ontañon, RodrigoFinanciamiento de la banca comercial para las micro, pequeñas y medianas empresas en México

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